Tag Archives: finance

Episode 6 – Are You Living for a Living or Living for a Passion? – With Guest James Barbour



While most people make a living out of their jobs, how many are actually living for their passions?

In this episode, Charlie Epstein speaks with Broadway actor James Barbour as James explains what it takes to pursue your dreams, and how to make it happen.

In this episode, you will learn:

  • How James Barbour got his start in performing
  • Different ways that James adds marketing and branding tools to this acting career 
  • How James’s book helps artists “survive” in the industry 
  • And more!

Tune in as James explains the future of the artistic field while drawing on his personal experience. 

Resources: Charlie Epstein | Epstein Financial Services | James Barbour | The Artists Survival Guide: What They Didn’t Teach You In School | YouTube 


Episode 5 – Will You Really Be In a Lower Tax Bracket When You Retire?



There’s an age-old myth that suggests that you’ll be in a lower tax bracket when you retire, but is that really true? How can you save money in taxes after you retire?

In part four of this mini-series, Charlie Epstein explains “The Power of Zero” and how it can help you eliminate tax risk when it comes to your retirement planning.  

In this episode, you will learn:

  • Why you should always consider taxes when investing
  • The role of the government when it comes lowering and raising taxes
  • What state taxes are, and how state relocation can potentially help you save money
  • A comparison between the old and new tax-related Congress rule 
  • And more!

Tune in as Charlie teaches you his technique for 10-year tax-free living!

Resources: Charlie Epstein | Epstein Financial | (413) 224-3606 | Part 1 | Part 2 | Part 3


Episode 4 – Debunking the Myths About Your Money — Part Three



Do you think you need to stop working to be happy in your desirement years?

In the third episode of this miniseries, Charlie debunks myth number four, that you have to stop working to be happy in your retirement years. He explains the importance of having life goals and ensuring that they are reflected in your financial reality.  

In this episode, you will learn:

  • Why you should think about your date of death
  • Why you need to consider “harvesting your crop early” in order to achieve your passion
  • The importance of nourishing your mindset in ways that serve your goals
  • What a needs-based rate of return is and how to utilize it to guarantee your income for the rest of your life
  • And more!

Tune in as Charlie reveals everything behind the myth that suggests that you have to stop working to be happy! 

Resources: Epstein Financial | (413) 224-3606 | mforest@the401kcoach.com | Part 1 | Part 2


Episode 3 – Debunking the Myths About Your Money – Part 2



So much of finance is tied up in emotions. But how many of these emotional situations have created myths about your money?

In the second part of his mini-series, Charlie continues on his journey to debunk different myths about your money with his Desirement cards. This time, you will learn everything you need to know in regards to investment, finance, and emotion-related money myths. 

In this episode, you will learn:

  • Why your home shouldn’t be an investment
  • Why you don’t need to be afraid of ongoing payments
  • The difference between good and bad debt 
  • Whether it is better to rent or own property
  • And more!

Tune in as Charlie reveals three more financial myths!

Resources: Epstein Financial Services | (413) 224-3606 | mforest@the401kcoach.com | Part 1


Episode 2 – Debunking the Myths About Your Money



A myth is a false belief you could have about anything, including your money.

In the first part of his mini-series, Charlie discusses his special decks of cards and explains how he uses them to help clients identify their goals and busts many myths about their money. 

In this episode, you will learn:

    • How Charlie’s cards can help you reflect on your goals for your money
    • Why it’s important to enjoy your money throughout your life
    • The actual impact of retirement on your tax bracket
    • To what extent your mortgage influences your debt level
    • How to make money on the spread of your money
    • And more!

Tune in as Charlie discusses the main money myths you need to know about! 

Resources: Epstein Financial Services | To request the Desirement/Money Myth Cards, (413) 224-3606 or mforest@the401kcoach.com 


Episode 1 – Get to Know Charlie Epstein



Welcome to the inaugural episode of Yield of Dreams – Paychecks for Life with Charlie Epstein!

In this episode, get to know Charlie as he discusses the evolution of his life as a performer and financial professional. Charlie speaks about Epstein Financial Services and ultimately, teaches people how to ease their pain and suffering about money. 

In this episode, you will learn:

    • How Charlie’s background influenced him as a financial professional
    • The business philosophy at Epstein Financial Services 
    • How Charlie views the term “retirement”
    • Charlie’s role as a 401(k) coach
    • And more!

Tune in as Charlie explains how he can help you balance your finances and dreams so that you can earn a paycheck for life!

Resources: Epstein Financial | Charlie Epstein | cdepstein@the401kcoach.com